Retail Exchange Contract Terms
Here Tomorrow LLC — Exchange Terms Reference
Last verified: March 14, 2026 · Links checked daily
EXCHANGE TERMS NOTICE
Contracts executed through Here Tomorrow on retail exchanges are governed by the applicable exchange's rules, terms of service, and contract specifications. These terms are incorporated by reference into each transaction. Here Tomorrow monitors exchange terms daily and will notify affected users of material changes within one (1) Business Day.
Kalshi
CFTC-Regulated DCMKalshi, Inc. operates as a CFTC-regulated Designated Contract Market (DCM) offering binary event contracts on economic, climate, political, and policy events. Kalshi contracts are centrally cleared and subject to CFTC position limits.
- Terms of Service: kalshi.com/terms-of-service
- Exchange Rulebook: kalshi.com/rulebook
- Fee Schedule: kalshi.com/fees
- Contract Specifications: kalshi.com/contracts
Settlement: Binary ($0 or $1) · Clearing: Kalshi Clearing LLC · Position limits per CFTC Rule 150 · Crossing: Subject to Kalshi cross-trading rules
ForecastEx
CFTC-Regulated DCMForecastEx LLC, operated by Interactive Brokers, is a CFTC-regulated DCM offering binary contracts on economic indicators and climate indices. ForecastEx contracts are accessible through the IBKR platform.
- Exchange Rules & Terms: forecastex.com/terms
- IBKR Customer Agreement: interactivebrokers.com/en/general/legalDocs.php
- Contract Specifications: forecastex.com/contracts
Settlement: Binary ($0 or $1) and range contracts · Clearing: via IBKR · CFTC-regulated with full position limit enforcement
Polymarket
Prediction MarketPolymarket is an information markets platform for event-based trading. Polymarket contracts settle based on real-world event outcomes with resolution sources defined per-market.
- Terms of Service: polymarket.com/tos
- Privacy Policy: polymarket.com/privacy
Settlement: Binary (outcome tokens) · Onchain settlement · Resolution per market-specific criteria
Gemini
Regulated ExchangeGemini Trust Company, LLC is a New York trust company regulated by the New York State Department of Financial Services (NYDFS). Gemini offers digital asset trading and prediction market products.
- User Agreement: gemini.com/legal/user-agreement
- Fee Schedule: gemini.com/fees
- Market Data Agreement: gemini.com/legal/market-data-agreement
Regulated by NYDFS · SOC 2 Type 2 certified · Full reserve custody
PredictIt
CFTC No-Action LetterPredictIt is operated by Victoria University of Wellington under a CFTC no-action letter (CFTC Letter No. 14-130) for academic and research purposes. PredictIt markets are subject to position size limits ($850 per contract).
- Terms of Service: predictit.org/terms-of-service
- How It Works: predictit.org/how-it-works
Settlement: Binary ($0 or $1) · Position limit: $850/contract · 5,000 trader limit per market · 10% withdrawal fee on profits
Manifold Markets
Community PlatformManifold Markets is a community-driven prediction market platform using a Constant Product Market Maker (CPMM). Markets are created and resolved by community members with reputation-based dispute resolution.
- Terms of Service: manifold.markets/terms
- Community Guidelines: manifold.markets/guidelines
AMM-based pricing (CPMM) · Community-resolved markets · Play-money and sweepstakes modes available
Overtime Markets
Decentralized ProtocolOvertime Markets is a decentralized sports and event positioning protocol. Contracts settle based on verified sports outcomes from oracle networks.
- Terms of Use: overtimemarkets.xyz/terms
- Documentation: docs.overtimemarkets.xyz
Onchain settlement · Oracle-verified outcomes · Moneyline, spread, and total contract types
Important Disclaimers
- Regulatory Status Varies: The supported exchanges operate under materially different regulatory frameworks. Kalshi and ForecastEx are CFTC-regulated DCMs with full clearing and segregation requirements. PredictIt operates under a CFTC no-action letter with specific limitations. Polymarket, Manifold, Gemini, and Overtime operate under varying regulatory statuses. The level of investor protection and fund segregation differs across exchanges.
- Here Tomorrow Is Not a Party: Here Tomorrow acts as a CTA directing execution, not as a counterparty or guarantor. Here Tomorrow does not guarantee the performance, solvency, or continued operation of any retail exchange. Funds deposited with retail exchanges are subject to each exchange's custody and segregation policies.
- Contract Terms May Change: Exchange terms, contract specifications, fee schedules, and rules are subject to change by the applicable exchange at any time. While Here Tomorrow monitors for changes daily, there may be a delay between an exchange's publication of changes and Here Tomorrow' notification to clients.
- Link Accuracy: The links on this page are verified daily via automated checks. If a link is found to be broken or redirected, it is flagged for manual review within 24 hours. Users should always verify exchange terms directly on the exchange platform before executing transactions.
Here Tomorrow LLC | CFTC Registered Commodity Trading Advisor | NFA Member
Exchange terms are incorporated by reference per Section 7C.3 of the Terms of Service.
For questions regarding exchange terms, contact kale@heretomorrow.us.