Retail Exchange Contract Terms

Here Tomorrow LLC — Exchange Terms Reference

Last verified: March 14, 2026 · Links checked daily

EXCHANGE TERMS NOTICE

Contracts executed through Here Tomorrow on retail exchanges are governed by the applicable exchange's rules, terms of service, and contract specifications. These terms are incorporated by reference into each transaction. Here Tomorrow monitors exchange terms daily and will notify affected users of material changes within one (1) Business Day.

Kalshi

CFTC-Regulated DCM

Kalshi, Inc. operates as a CFTC-regulated Designated Contract Market (DCM) offering binary event contracts on economic, climate, political, and policy events. Kalshi contracts are centrally cleared and subject to CFTC position limits.

Settlement: Binary ($0 or $1) · Clearing: Kalshi Clearing LLC · Position limits per CFTC Rule 150 · Crossing: Subject to Kalshi cross-trading rules

ForecastEx

CFTC-Regulated DCM

ForecastEx LLC, operated by Interactive Brokers, is a CFTC-regulated DCM offering binary contracts on economic indicators and climate indices. ForecastEx contracts are accessible through the IBKR platform.

Settlement: Binary ($0 or $1) and range contracts · Clearing: via IBKR · CFTC-regulated with full position limit enforcement

Polymarket

Prediction Market

Polymarket is an information markets platform for event-based trading. Polymarket contracts settle based on real-world event outcomes with resolution sources defined per-market.

Settlement: Binary (outcome tokens) · Onchain settlement · Resolution per market-specific criteria

Gemini

Regulated Exchange

Gemini Trust Company, LLC is a New York trust company regulated by the New York State Department of Financial Services (NYDFS). Gemini offers digital asset trading and prediction market products.

Regulated by NYDFS · SOC 2 Type 2 certified · Full reserve custody

PredictIt

CFTC No-Action Letter

PredictIt is operated by Victoria University of Wellington under a CFTC no-action letter (CFTC Letter No. 14-130) for academic and research purposes. PredictIt markets are subject to position size limits ($850 per contract).

Settlement: Binary ($0 or $1) · Position limit: $850/contract · 5,000 trader limit per market · 10% withdrawal fee on profits

Manifold Markets

Community Platform

Manifold Markets is a community-driven prediction market platform using a Constant Product Market Maker (CPMM). Markets are created and resolved by community members with reputation-based dispute resolution.

AMM-based pricing (CPMM) · Community-resolved markets · Play-money and sweepstakes modes available

Overtime Markets

Decentralized Protocol

Overtime Markets is a decentralized sports and event positioning protocol. Contracts settle based on verified sports outcomes from oracle networks.

Onchain settlement · Oracle-verified outcomes · Moneyline, spread, and total contract types

Important Disclaimers

  • Regulatory Status Varies: The supported exchanges operate under materially different regulatory frameworks. Kalshi and ForecastEx are CFTC-regulated DCMs with full clearing and segregation requirements. PredictIt operates under a CFTC no-action letter with specific limitations. Polymarket, Manifold, Gemini, and Overtime operate under varying regulatory statuses. The level of investor protection and fund segregation differs across exchanges.
  • Here Tomorrow Is Not a Party: Here Tomorrow acts as a CTA directing execution, not as a counterparty or guarantor. Here Tomorrow does not guarantee the performance, solvency, or continued operation of any retail exchange. Funds deposited with retail exchanges are subject to each exchange's custody and segregation policies.
  • Contract Terms May Change: Exchange terms, contract specifications, fee schedules, and rules are subject to change by the applicable exchange at any time. While Here Tomorrow monitors for changes daily, there may be a delay between an exchange's publication of changes and Here Tomorrow' notification to clients.
  • Link Accuracy: The links on this page are verified daily via automated checks. If a link is found to be broken or redirected, it is flagged for manual review within 24 hours. Users should always verify exchange terms directly on the exchange platform before executing transactions.

Here Tomorrow LLC | CFTC Registered Commodity Trading Advisor | NFA Member

Exchange terms are incorporated by reference per Section 7C.3 of the Terms of Service.

For questions regarding exchange terms, contact kale@heretomorrow.us.